For the most part, I’ve been very satisfied – actually, happy – with my plan. It doesn’t cost a monthly premium and I still get most of my Social Security check without having the full Medicare cost deducted. And, I have been fortunate with the doctors I have found from the list of providers. A good situation… Until I found out about the following:
Last week, I received a bill from a company that provides cardiologists and hospitals with a recording device that is attached to a patient’s chest and measures whatever. It was for a visit that occurred A YEAR AGO, when I spent most of the day at my cardiologist’s office while several different tests were accomplished.
Imagine my surprise. I don’t recall any mention of a separate bill for this device usage. Of course, it was a year ago. Who would remember anything? Well, maybe somebody would, but I think that is asking too much.
I won’t advertise the $ amount this company charged. That is their prerogative to charge whatever they believe the service is worth while covering some of their expenses. That amount is not the reason for my rant.
The reason is: My insurance company paid only $2.00!! And I am asked to pay many times that amount. The device company allowed the insurance company to deduct almost $1,000 from their invoice, after failing to convince the insurance company to pay a larger portion. Except for the $2.00 and my co-pay, the device company had to write off the bulk of the price.
More and more, as we are experiencing, the cost of health care is being borne by the people who can least afford it, while the insurance companies are laughing all the way to the bank.
There’s no doubt about who is ruling the roost.
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